The final Society Matters of 2024 is focused on the future of the housing and mortgage markets. With a change in government came a renewed commitment to increase housing supply to support more people into homeownership. We hear from BSA members on self-build, alternative housing tenures, later life lending and lending to strengthen communities. The common message running through them all is that innovative thinking and alternative solutions are key to achieving housing and homeownership goals.

We also get some insight from outside of the sector with a housing market outlook, an update on the journey to reform the home buying process and some learnings from the green home loan markets in Europe.
 
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In this edition:

• New Government - same old approach to housing targets? Robin Fieth, BSA
• Housing market outlook for 2025 - Richard Donnell, Hometrack
• Developing a green mortgage proposition for the future - Chloe Timperley & Maria Dutton, Green Finance Institute
• Transforming the home buying process - Maria Harris, Open Property Data Association
• Building societies continue to shine as mortgage market leaders - Jess Trueman, Smart Money People
• Self-build is essential to supporting the government's ambitious housebuilding target - Chris Blewitt, Darlington Building Society
• Cost-of-living pressures and financial difficulty - where are we now? Peter Tutton, StepChange Debt Charity
• Building genuinely and permanently affordable homes is part of the solution - Oliver Bulleid, London Community Land Trust
• Future of Arrears and Collections: Lenders must ensure they are best serving customers going through arrears and collections - Daniel Sawyer, KPMG
• Creating homes and communities by working together - Dan Capstick, Ecology Building Society
• Later Life lending - Mark Bogard, Family Building Society
• Investing in communities and supporting social enterprises for lasting change - David Ross, Glasgow Credit Union

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